Ever since the financial crisis of 2008, the mortgage industry has changed. But is it for the better or worse? Decades ago, when you needed a home loan you’d walk into your local bank and chat with your family banker. It was your lay of the land business transaction. But as with every industry, technology … Read more
We have all heard of the 80/20 principle. But how far does it reach? Growing up, I thought I understood the 80/20 principle. 80/20 says 20% of your efforts will lead to 80% of your results. The other 80% of your efforts will only generate 20%. That was as far as it goes. Or so … Read more
Just this last week, the DOW dropped 500 points. The financial market went into a panic. Many investors lost, especially if they clicked that “sell” button. Most people didn’t see this coming. A very few people “in the know” knew what was going on and bet on futures banking on the Euro. My friend was … Read more
There is something called the novelty effect. It’s when you get something new. It is fun. It is exciting. After some time, those feelings fade away. It either becomes a thing you use as a tool or disregard and toss out your life. After experiencing this with a few things, whether it be a fancy … Read more
You also won’t get rich working alone. That statement is more true than the one about working for yourself. The problem is that no one in the world actually works for themselves. If they believe they do, they are delusional or already have millions in the bank. Restauranteers work for the banks they took loans … Read more
I ran marketing for a startup in 2009. I’m pretty sure this was before Facebook pages and all that jazz. Well, even if it wasn’t, we didn’t use Facebook since we were a b2b company and it just didn’t make sense at the time. I don’t think I was even given a budget to market. … Read more
My friend Holly Ridings once said, “Did you know that if you have a fridge in your own home, that you’re richer than 75% of the world?” I said, “Whoa, no way!” She said, “Yeah, look it up!” So I did. Now if people ask me if I’m rich, I say this: “Yes, I’m richer … Read more
Step 1. Get an entry level job earning around $10/hr. Step 2. Work well at your job for six months. Step 3. Ask your employer to transfer you from your department to sales. Inform them that you have a passion for the product your company sells. Ask them if they can have someone teach you … Read more
Going from $30k a year to $60k a year is something I’ve been working on, spending a lot of time to do. To give you some insight, I’ve been earning $33k a year since July of 2011. There were many options I could take to move ahead, but it doesn’t seem fair to discuss them … Read more
Someone on Quora asked: A close relative offered to split an unexpected bill with me. I accepted the offer, and I am grateful for it. Why does my pride feel hurt? How do I stop feeling that way and joyfully accept the gift? This was my response: Because you are set on the fact that … Read more