Visit the local SBDC (Small Business Development Center) in your area. They are non profit organizations that help you create your business plans, do your financials, etc. Once everything is complete, they will submit your loan application to banks and credit unions to see which one is best equipped to fund your business.
Originally posted on Quora.
Leonard Kim consults startups and writes books like The Etiquette of Social Media: How to Connect and Respond to Others in the World of Social Media